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Women of Color in New York City: The Challenges of the New Global Economy

Women of Color in New York City: The Challenges of the New Global Economy
First Annual  Status of Women of Color Report.

Stafford, W.W.
03/01/2001

The first Status of Women of Color Report originated out of the need to provide data and research focusing on women of color. By drawing attention to the trends seen in income, unemployment, welfare, and incarceration for women of color in New York city , this report summarizes their achievements and lack of it during the 1990's.

Decomposing the Black-White Wealth Gap: The Role of Parental Resources, Inheritance, and Investment Dynamics

Decomposing the Black-White Wealth Gap: The Role of Parental Resources, Inheritance, and Investment Dynamics
Sociological Inquiry. 2001, Vol. 71, pp. 39-66.

Conley, D.
01/01/2001

Much research has shown that even after controlling for income, African Americans suffer from drastically lower net worths than their white counterparts; these differences in net worth have important implications for the overall well-being of blacks and whites. If not directly from labor market disadvantages-i.e., income differentials-then from what does this racial gap in wealth arise? The current study assesses two complementary accounts of this race difference in asset holdings. The first, the historical legacy thesis, suggests that net wealth differences in the current generation are largely a result of discrimination in past generations; that is, they can be traced to the "head start" that whites have enjoyed in accumulating assets and passing them on. The second theory, the contemporary dynamics thesis, holds that current dynamics of institutional racism in the housing and credit markets are more responsible for the gap. The current study tests the relative impact of multi-generational forces and contemporary property and credit dynamics by using two-generational data from the Panel Study of Income Dynamics. It finds that parental wealth and income levels and inheritance all have a significant impact on the wealth levels of the current generation net of respondent socioeconomic characteristics; however, parental wealth and inheritance fail to explain the black-white gap. Further, this study shows that even predicting net worth from that same family's net worth five years prior (also controlling for savings during the interim), there remains a significantly negative effect of African American race. However, breaking out initial net worth into asset types shows that it may be different investment types and returns that explain the difference in asset accumulation over a five-year period.

Multi-Dimensional Profiles of Welfare and Work Dynamics: Development, Validation, and Relationship to Child Cognitive and Mental Health Outcomes

Multi-Dimensional Profiles of Welfare and Work Dynamics: Development, Validation, and Relationship to Child Cognitive and Mental Health Outcomes
American Journal of Community Psychology, 29, pp. 907-936.

Yoshikawa, H. & Seidman, E.
01/01/2001

This prospective longitudinal study addresses the research gap in the literature regarding multidimensional variation in welfare use and employment patterns, and relationships of such variation with parent earnings and child development outcomes. This study also aims to address the limitations of welfare dynamics studies that do not examine how multiple dimensions of welfare receipt and employment co-occur Cluster analysis was utilized, using monthly welfare and employment data from the National Longitudinal Survey of Youth, to examine variation within the welfare population in their welfare and work patterns across the first 5 years of children's lives. Six cluster profiles of welfare and work dynamics were found: Short-Term, Short-Term Work Exit, Working Cyclers, Nonworking Cyclers, Cycle to Long-Term Exit, and Long-Term. The clusters were validated using mother's 6th-year earnings as the criterion. The clusters' associations with child development outcomes in the cognitive and mental health domains (at ages 6 and 7) were then explored. Work following short-term welfare use was associated with higher child reading scores than that following long-term use (a moderate-size effect). Cycling on and off welfare in the context of high levels of employment was associated with higher child internalizing symptoms than cycling accompanied by low levels of employment (a moderate-size effect). Implications for evaluation of TANF welfare-to-work policies are discussed.

The Effects of Job Loss on Older Workers

The Effects of Job Loss on Older Workers
Peter P. Budetti, Richard V. Burkhauser, Janice M. Gregory and H. Allan Hunt (editors), Ensuring Health and Income Security for an Aging Workforce, Kalamazoo: W. E. Upjohn Institute for Employment Research,

Chan, S. & Stevens, A.H.
01/01/2001

This article uses data from the Health and Retirement Study to examine the employment patterns of workers aged 50 and above who have experienced an involuntary job loss. Hazard Models for returning to work and for exiting post displacement employment are estimated and used to examine work patterns for 10 years following a job loss. Our findings show that a job loss results in large and lasting effects on future employment probabilities. Four years after job losses at age 55, the employment rate of displaced workers remains 20 percentage points below the employment rate of similar nondisplaced workers.

Collaborative Off-line Reflection: A Way to Develop Skill in Action Science and Action Inquiry

Collaborative Off-line Reflection: A Way to Develop Skill in Action Science and Action Inquiry
Handbook of Action Research. Edited by Reason, P. and H. Bradbury. Thousand Oaks: Sage Publications,

Rudolph, J. & Taylor, S., Foldy, E.G.
01/01/2000

Handbook of Action Research draws together the different strands of action research, reveals their diverse applications and demonstrates their interrelations. The text articulates an emergent, participatory worldview that will challenge the modernist paradigm and value system.

This far-reaching volume, in illustrating the latest approaches in social inquiry, moves the field forward with innovative insights and participatory practices. It grapples with questions of how to integrate knowledge with action, how to collaborate with co-researchers in the field, and how to present the necessarily "messy" components of such participative research in a coherent fashion. The organization of the volume reflects the many different issues and levels of analysis represented.

 

The Microfinance Promise

The Microfinance Promise
Journal of Economic Literature, Dec 1999, Vol. 37 Issue 4, p1569, 46p.

Morduch, J.
12/01/1999

The article presents information about a set of financial institutions in underdeveloped countries which are striving to alleviate poverty by providing financial services to low-income households. These institutions, united under the banner of microfinance, share a commitment to serving clients that have been exclude from the formal banking sector. Almost all of the borrowers do so to finance self-employment activities, and many start by taking loans as small as $75, repaid over several months or a year. Only a few programs require borrowers to put up collateral, enabling would-be entrepreneurs with few assets to escape positions as poorly paid wage laborers or farmers. The programs point to innovations like "group-lending" contracts and new attitudes about subsidies as keys to their success. Group-lending contracts effectively make a borrower's neighbors co-signers to loans, mitigating problems created by informational asymmetries between lender and borrower. Neighbours now have incentives to monitor each other and to exclude risky borrowers from participation, promoting repayment even in the absence of collateral requirements.

Blacks & Puerto Ricans in New York City: The Reconfiguration of Race & Racism

Blacks & Puerto Ricans in New York City: The Reconfiguration of Race & Racism
in Latinos and Blacks in U.S. Cities, John Betancur and Douglas Gill (eds.) (Garland Press, NY 1999).

Stafford, W.W.& Bonilla, F.
10/01/1999

This edited collection examines joint efforts by Latinos and African Americans to confront problems faced by populations of both groups in urban settings (in particular, socioeconomic disadvantage and concentration in inner cities). The essays address two major issues: experiences and bases for collaboration and contention between the two groups; and the impact of urban policies and initiatives of recent decades on Blacks and Latinos in central cities.

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