Finance

Replicating Microfinance in the United States: Opportunities and Challenges

Replicating Microfinance in the United States: Opportunities and Challenges
(with Mark Schreiner) Chapter 1 of Replicating Microfinance in the United States, edited by Jim Carr and Zhong Yi Tong. Baltimore: Woodrow Wilson Center/Johns Hopkins University Press,

Morduch, J.
01/01/2002

Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States.

Replicating Microfinance in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance.

This book reviews experiences in both developing and industrial countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities.

 

School Performance and Resource Use: The Role of Districts in New York City

School Performance and Resource Use: The Role of Districts in New York City
in Fiscal Issues in Urban Schools, Research in Education Fiscal Policy and Practice: Volume One, Christopher Roellke and Jennifer King Rice, editors. Information Age Publishing.

Schwartz, A.E., Stiefel, L. & Iatarola, P.
01/01/2002

State accountability systems as well as the system written into the reauthorized Elementary and Secondary Education Act rely on measures of performance to judge how well schools are educating their students. While the role of districts in financing schools is well known, relatively little attention has been paid to any other function the district might have in determining school performance. Advocates for school-based budgeting and school-based financing argue that educational policymaking and primary control cover budgeting is best left to schools, with more limited responsibilities for districts in areas such as support services for joint purchasing or professional development. At the same time, the movements toward greater state financing and more stringent state accountability systems are strong forces shifting revenue raising and authority aver curriculum from the district to the state level. Do districts continue to matter at all in how schools perform? Why and in what ways?

The Roles and Challenges of Intergovernmental Transfers in Asia

The Roles and Challenges of Intergovernmental Transfers in Asia
in P. Smoke and Y. H. Kim, Intergovernmental Transfers in Asia: Current Practice and Challenges for the Future (Manila, Asian Development Bank).

Kim, Y.H. & Smoke, P.
01/01/2002

Intergovernmental transfers are an important tool of public sector finance in both industrialized and developing countries. Critically examining selected intergovernmental transfers in three large Asian countries-India, Pakistan, and the Philippines-this study highlights lessons from these countries that those intending to reform their intergovernmental transfer systems might apply. Each country is considered in light of the accepted principles and international practices of intergovernmental transfers. A summary is provided that synthesizes the results from case studies, examining how they meet individual country objectives and how they relate to broader international experience.

The Well-Informed Lobbyist: Information and Interest-Group Lobbying

The Well-Informed Lobbyist: Information and Interest-Group Lobbying
Interest Group Politics, 6th edition CQ Press,

Kersh, R.
01/01/2002

Interest Group Politics presents a broad spectrum of scholarship on interest groups past and present. In a time of partisan parity, when control of Congress is always within reach of the minority party at the next election, interest groups have every incentive to keep the pressure on. And they do. But the imbalance of influence that tilts toward moneyed interests is one of the cornerstones of the political system.

What does this mean for equal representation? In nineteen chapters, noted political scientists explore the role of money, technology, grassroots lobbying, issue advocacy advertising, and much more in interest group influence. Students will learn how the National Rifle Association has become one of the most effective lobbying groups in America, what opportunities the openness of the American political process has offered ethnic groups both within and outside the United States, how the role of interest groups in elections has changed (including 527's), what effect religious organizations had in the 2004 elections, and how interest groups affect Supreme Court nominations.

Spatial Lock-in: Do Falling House Prices Constrain Residential Mobility

Spatial Lock-in: Do Falling House Prices Constrain Residential Mobility
Journal of Urban Economics, May

Chan, S.
05/01/2001

Falling house prices have caused numerous homeowners to suffer capital losses. Those with little home equity may be prevented from moving because of imperfections in housing finance markets: the proceeds from the sale of their home may be insufficient to repay their mortgage and provide a down payment on a new home. A data set of mortgages is used to examine the magnitude of these constraints. Estimates show that average mobility would have been 24% higher after 3 years had house prices not declined, and after 4 years, it would have been 33% higher. Among those with high initial loan-to-value ratios, the differences are even greater.

Budgeting Concepts for Nurse Managers

Budgeting Concepts for Nurse Managers
3rd Edition, W.B. Saunders, Philadelphia, 480 pages.

Finkler, S.A.
01/01/2001

This book helps nurses develop and refine good budgeting skills - a necessity in today's economy-driven health care system. Clearly written and thoroughly understandable, this new edition shows first-line nurse managers and their immediate supervisors how to work effectively with financial staff and management, and how to develop, monitor, and maintain departmental and institutional budgets. It is written at a level that assumes no previous financial management experience or expertise on the part of the reader.

Double Bottom Line Investment

Double Bottom Line Investment
Journal for Nonprofit Management, Summer 2001, Vol. 5, No. 1, pp. 46-65. This article is abstracted in Association for Research on Nonprofit Organizations and Voluntary Action (ARNOVA), Abstracts Vol. 25, #1, December 2001, p. 26.

Denison, D. V. & Chellman, C.
01/01/2001

Financial Management for Public, Health, and Not-for-Profit Organizations

Financial Management for Public, Health, and Not-for-Profit Organizations
Pearson/Prentice Hall,

Finkler, S.A.
01/01/2001

One of the few books that addresses financial and managerial accounting within the three major areas of the public sector � government, health, and not-for-profit�the Second Edition provides the fundamentals of financial management for those pursuing careers within these fields. With a unique presentation that explains the rules specific to the public sector, this book outlines the framework for readers to access and apply financial information more effectively. Employing an engaging and user-friendly approach, this book clearly defines essential vocabulary, concepts, methods, and basic tools of financial management and financial analysis that are imperative to achieving success in the field. This book is intended for financial managers and general managers who are required to obtain, understand, and use accounting information to improve the financial results of their organizations, specifically within the areas of government or public policy and management, not-for-profit management, and health policy and management.

Health Policies for the 21st Century: Challenges and Recommendations for the USDHHS

Health Policies for the 21st Century: Challenges and Recommendations for the USDHHS
Milbank Memorial Fund, Fall

Boufford, J.I. & Lee, P.R.
01/01/2001

This report recommends a comprehensive reassessment of federal health policies, programs, and processes, including federal-state roles and relationships, and some immediate actions to promote and protect the nation's health and to provide leadership in world health. The report concentrates on the challenges facing the secretary of the U.S. Department of Health and Human Services (DHHS) as the head of the lead health agency in the federal government. The federal government is responsible for five main functions related to health policy: financing; public health protection; collecting and disseminating information about U.S. health and health care delivery systems; capacity building for population health; and direct management of services.

Unlike the current categorical, or highly specialized, approach leading to policies and programs addressing the needs of a specific population, illness, or organizational constituency, a new, comprehensive approach to policy for the 21st century should promote coordinated efforts across programs in order to achieve three goals:

* create conditions that lead to longer, healthier lives for all Americans;
* eliminate health disparities;
* protect communities from avoidable health hazards and help them to address their own health problems.

 

Health Services Management: Readings and Commentary

Health Services Management: Readings and Commentary
Chicago, Health Administration Press, 7th edition,

Kovner, A.R. & Neuhauser, D. (eds.)
01/01/2001

Managers of a healthcare organization have numerous demands on their time, their skills, their knowledge, and their budgets. They are responsible for adapting to change, managing their office, making effective decisions, among countless other tasks. This text-newly revised to include readings, commentary, and cases-offers a bridge from management theory to the actual world of healthcare management that will help your students learn the role of manager in a healthcare organization.

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